South Dakota credit unions are not-for-profit financial cooperatives that serve the people who live, work, attend school, or do business within the state.
The list includes the top-rated credit unions based on asset size. Information is gathered from the most recent NCUA reports.
You can also learn everything you need to know about financial cooperatives in our credit union resource.
Top Credit Unions in South Dakota
- Black Hills Federal Credit Union
- Dakotaland Federal Credit Union
- Levo Federal Credit Union
- Highmark Federal Credit Union
- Voyage Federal Credit Union
- Service First Federal Credit Union
- Bluestone Federal Credit Union
- Area Federal Credit Union
- Sentinel Federal Credit Union
- Northern Hills Federal Credit Union
Continue reading to see the entire list, contact information, and membership eligibility.
1. Black Hills Federal Credit Union
Black Hills FCU is the largest credit union in South Dakota, manages over $2.3 billion in assets, and serves over 100,000 members.
- Home Office: 2700 N Plaza Drive, Rapid City, SD 57702
- Telephone: (605) 718-1818
2. Dakotaland Federal Credit Union
Dakotaland FCU is the second largest in South Dakota, manages over $630.2 million in assets, and serves over 39,000 members.
- Home Office: 2297 Kansas Avenue SE, Huron, SD 57350
- Telephone: (605) 352-2845
3. Levo Federal Credit Union
Levo FCU is the third largest in the state, manages over $458.3 million in assets, and serves over 34,000 members.
- Home Office: 1741 S Cleveland Avenue, Sioux Falls, SD 57103
- Telephone: (605) 334-2471
4. Highmark Federal Credit Union
Highmark FCU is headquartered in Rapid City, manages over $247.5 million in assets, and serves over 14,000 members.
- Home Office: 725 5th Street, Rapid City, SD 57701
- Telephone: (605) 716-4444
5. Voyage Federal Credit Union
Voyage FCU is headquartered in Sioux Falls, manages over $233.5 million in assets, and serves over 20,000 members.
- Home Office: 3823 S Kiwanis Circle, Sioux Falls, SD 57105
- Telephone: (605) 338-2533
6. Service First Federal Credit Union
Service First FCU is headquartered in Sioux Falls, manages over $209 million in assets, and serves over 18,000 members.
- Home Office: 3901 East 10th Street, Sioux Falls, SD 57103
- Telephone: (605) 336-1047
7. Bluestone Federal Credit Union
Bluestone FCU is headquartered in Sioux Falls, manages over $178 million in assets, and serves over 11,000 members.
- Home Office: 5010 S Solberg Avenue, Sioux Falls, SD 57108
- Telephone: (605) 367-7070
8. Area Federal Credit Union
Area FCU is headquartered in Aberdeen, manages over $172.6 million in assets, and serves over 12,000 members.
- Home Office: 2324 8th Avenue NE, Aberdeen, SD 57401
- Telephone: (605) 225-2488
9. Sentinel Federal Credit Union
Sentinel FCU is headquartered in Ellsworth AFB, manages over $164.8 million in assets, and serves over 9,000 members.
- Home Office: 2723 LeMay Boulevard, Ellsworth Air Force Base, SD 57706
- Telephone: (605) 923-1405
10. Northern Hills Federal Credit Union
Northern Hills FCU is headquartered in Sturgis, manages over $152 million in assets, and serves over 11,000 members.
- Home Office: 1080 Main Street, Sturgis, SD 57785
- Telephone: (605) 347-4527
11. Aspen Federal Credit Union
Aspen FCU is headquartered in Rapid City, manages over $131.4 million in assets, and serves over 7,000 members.
- Home Office: 4956 5th Street, Rapid City, SD 57701
- Telephone: (605) 342-7776
12. Explorers Credit Union
Explorers CU is headquartered in Yankton, manages over $105.6 million in assets, and serves over 9,000 members.
- Home Office: 609 West 21 Street, Yankton, SD 57078
- Telephone: (605) 665-4309
13. Healthcare Plus Federal Credit Union
Healthcare Plus FCU is headquartered in Aberdeen, manages over $71 million in assets, and serves over 5,000 members.
- Home Office: 203 S Dakota Street, Aberdeen, SD 57401
- Telephone: (605) 725-0900
14. Dakota Plains Federal Credit Union
Dakota Plains FCU is headquartered in Lemmon, manages over $69.9 million in assets, and serves over 5,000 members.
- Home Office: 519 Main Avenue, Lemmon, SD 57638
- Telephone: (605) 374-3380
15. Norstar Federal Credit Union
Norstar FCU is headquartered in Britton, manages over $69.5 million in assets, and serves over 3,000 members.
- Home Office: 515 Vander Horck Street, Britton, SD 57430
- Telephone: (605) 448-2292
16. M-O Federal Credit Union
M-O FCU is headquartered in Huron, manages over $40.7 million in assets, and serves over 2,000 members.
- Home Office: 1730 Dakota Avenue S, Huron, SD 57350
- Telephone: (605) 353-9977
17. Fort Randall Federal Credit Union
Fort Randall FCU is headquartered in Wagner, manages over $39.7 million in assets, and serves over 3,000 members.
- Home Office: 231 Lake Street, Wagner, SD 57380
- Telephone: (605) 384-5332
18. Dakota Star Federal Credit Union
Dakota Star FCU is headquartered in Rapid City, manages over $39.6 million in assets, and serves over 3,000 members.
- Home Office: 3122 W St Louis Street, Rapid City, SD 57702
- Telephone: (605) 342-6442
19. East River Federal Credit Union
East River FCU is headquartered in Madison, manages over $38.9 million in assets, and serves over 3,000 members.
- Home Office: 220 S Harth Avenue, Madison, SD 57042
- Telephone: (605) 256-8145
20. Oahe Federal Credit Union
Oahe FCU is headquartered in Pierre, manages over $38.4 million in assets, and serves over 3,000 members.
- Home Office: 221 E Pleasant Drive, Pierre, SD 57501
- Telephone: (605) 224-6264
21. Sioux Valley Coop Federal Credit Union
Sioux Valley Coop FCU is headquartered in Watertown, manages over $37.5 million in assets, and serves over 3,000 members.
- Home Office: 712 9th Avenue SE, Watertown, SD 57201
- Telephone: (605) 882-2706
22. Avanti Federal Credit Union
Avanti FCU is headquartered in Watertown, manages over $31.3 million in assets, and serves over 3,000 members.
- Home Office: 1620 Fourth Street NE, Watertown, SD 57201
- Telephone: (605) 882-2357
23. Rushmore Electric Federal Credit Union
Rushmore Electric FCU is headquartered in Rapid City, manages over $23.2 million in assets, and serves over 1,000 members.
- Home Office: 1805 Cambell Street, Rapid City, SD 57701
- Telephone: (605) 342-9451
24. Consumers Federal Credit Union
Consumers FCU is headquartered in Gregory, manages over $18.1 million in assets, and serves over 2,000 members.
- Home Office: 301 West Highway 18, Gregory, SD 57533
- Telephone: (605) 835-8749
25. Coteau Valley Federal Credit Union
Coteau Valley FCU is headquartered in Sisseton, manages over $17 million in assets, and serves over 2,000 members.
- Home Office: 212 West Hickory Street, Sisseton, SD 57262
- Telephone: (605) 698-7481
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