New Jersey credit unions are not-for-profit financial cooperatives that serve the people who live, work, attend school, or do business within the state. There are over 130 credit unions, and you can choose the one that best fits your needs.
The list includes the top-rated credit unions based on asset size. Information is gathered from the most recent NCUA reports.
You can also learn everything you need to know about financial cooperatives in our credit union resource.
Top Credit Unions in New Jersey
- Affinity Federal Credit Union
- Merck Employees Federal Credit Union
- Financial Resources Federal Credit Union
- Proponent Federal Credit Union
- Picatinny Federal Credit Union
- First Harvest Credit Union
- Credit Union Of New Jersey
- Garden Savings Federal Credit Union
- United Teletech Financial Federal Credit Union
- First Atlantic Federal Credit Union
Continue reading to see the entire list, contact information, and membership eligibility.
1. Affinity Federal Credit Union
Affinity FCU is the largest credit union in New Jersey. It manages over $4.27 billion in assets and serves over 232,000 members.
- Home Office: 73 Mountainview Boulevard, Basking Ridge, NJ 07920
- Telephone: (908) 860-7208
2. Merck Employees Federal Credit Union
Merck Employees FCU is the second-largest credit union. It manages over $1.99 billion in assets and serves over 25,000 members.
- Home Office: 126 East Lincoln Avenue, Rahway, NJ 07065
- Telephone: (732) 594-3317
3. Financial Resources Federal Credit Union
Financial Resources FCU is the third largest credit union. It manages over $642.29 million in assets and serves over 29,000 members.
- Home Office: 520 US Highway 22 East, Bridgewater, NJ 08807
- Telephone: (908) 253-6441
4. Proponent Federal Credit Union
Proponent Federal Credit Union is headquartered in Nutley, manages over $498.68 million in assets, and serves over 19,000 members.
- Home Office: 536 Washington Avenue, Nutley, NJ 07110
- Telephone: (800) 457-8058
5. Picatinny Federal Credit Union
Picatinny Federal Credit Union is headquartered in Dover, manages over $463.3 million in assets, and serves over 20,000 members.
- Home Office: 100 Mineral Springs Drive, Dover, NJ 07801
- Telephone: (973) 361-5225
6. First Harvest Credit Union
First Harvest CU is headquartered in Deptford, manages over $452.4 million in assets, and serves over 47,000 members.
- Home Office: 1615 Hurffville Road, Deptford, NJ 08096
- Telephone: (856) 232-9000
7. Credit Union Of New Jersey
CU Of New Jersey is headquartered in Ewing, manages over $437.94 million in assets, and serves over 37,000 members.
- Home Office: 1301 Parkway Avenue, Ewing, NJ 08628
- Telephone: (609) 538-4061
8. Garden Savings Federal Credit Union
Garden Savings FCU is headquartered in Parsippany, manages over $433 million in assets, and serves over 25,000 members.
- Home Office: 129 Littleton Road, Parsippany, NJ 07054
- Telephone: (973) 576-2000
9. United Teletech Financial Federal Credit Union
United Teletech Financial FCU is headquartered in Tinton Falls, manages over $338.52 million in assets, and serves over 19,000 members.
- Home Office: 205 Hance Avenue, Tinton Falls, NJ 07724
- Telephone: (732) 530-8100
10. First Atlantic Federal Credit Union
First Atlantic FCU is headquartered in Eatontown, manages over $295.4 million in assets, and serves over 24,000 members.
- Home Office: 468 Industrial Way West, Eatontown, NJ 07724
- Telephone: (732) 380-3600
11. ABCO Federal Credit Union
ABCO FCU is headquartered in Willingboro, manages over $246.81 million in assets, and serves over 28,000 members.
- Home Office: 690 Beverly Rancocas Road, Willingboro, NJ 08046
- Telephone: (800) 225-1859
12. Atlantic Federal Credit Union
Atlantic FCU is headquartered in Union, manages over $244.28 million in assets, and serves over 16,000 members.
- Home Office: 1331 Magie Avenue, Union, NJ 07083
- Telephone: (908) 245-1750
13. Greater Alliance Federal Credit Union
Greater Alliance FCU is headquartered in Paramus, manages over $243.76 million in assets, and serves over 22,000 members.
- Home Office: 40 West Century Road, Paramus, NJ 07652
- Telephone: (201) 599-5500
14. Jersey Shore Federal Credit Union
Jersey Shore FCU is headquartered in Northfield, manages over $234.43 million in assets, and serves over 16,000 members.
- Home Office: 1434 New Road, Northfield, NJ 08225
- Telephone: (609) 646-3339
15. North Jersey Federal Credit Union
North Jersey FCU is headquartered in Totowa, manages over $232.61 million in assets, and serves over 24,000 members.
- Home Office: 711 Union Boulevard, Totowa, NJ 07512
- Telephone: (973) 785-9200
16. First Financial Federal Credit Union
First Financial FCU is headquartered in Freehold, manages over $194.38 million in assets, and serves over 16,000 members.
- Home Office: 391 US 9 North, Freehold, NJ 07728
- Telephone: (732) 312-1500
17. XCEL Federal Credit Union
XCEL FCU is headquartered in Bloomfield, manages over $183.33 million in assets, and serves over 12,000 members.
- Home Office: 1460 Broad Street, Bloomfield, NJ 07003
- Telephone: (973) 275-9235
18. Princeton Federal Credit Union
Princeton FCU is headquartered in Princeton, manages over $168.89 million in assets, and serves over 8,000 members.
- Home Office: 774 Alexander Road, Princeton, NJ 08540
- Telephone: (609) 945-6200
(formerly known as Princeton University FCU)
19. Riegel Federal Credit Union
Riegel FCU is headquartered in Milford, manages over $168.86 million in assets, and serves over 8,000 members.
- Home Office: 515 Milford Warren Glen Road, Milford, NJ 08848
- Telephone: (908) 995-2326
20. Campbell Employees Federal Credit Union
Campbell Employees FCU is headquartered in Maple Shade, manages over $148.51 million in assets, and serves over 11,000 members.
- Home Office: 494 Route 38 East, Maple Shade, NJ 08052
- Telephone: (856) 486-3250
21. Nova UA Federal Credit Union
Nova UA FCU is headquartered in Clifton, manages over $142.85 million in assets, and serves over 4,000 members.
- Home Office: 851 Allwood Road, Clifton, NJ 07012
- Telephone: (973) 471-0700
(formerly known as Self Reliance (NJ) FCU)
22. Healthcare Employees Federal Credit Union
Healthcare Employees FCU is headquartered in Princeton, manages over $134.82 million in assets, and serves over 15,000 members.
- Home Office: 29 Emmons Drive, Princeton, NJ 08540
- Telephone: (609) 951-0700
23. Liberty Savings Federal Credit Union
Liberty Savings FCU is headquartered in Jersey City, manages over $126.53 million in assets, and serves over 17,000 members.
- Home Office: 666 Newark Avenue, Jersey City, NJ 07306
- Telephone: (201) 659-3900
24. County Educators Federal Credit Union
County Educators FCU is headquartered in Roselle Park, manages over $122.9 million in assets, and serves over 9,000 members.
- Home Office: 16 East Lincoln Avenue, Roselle Park, NJ 07204
- Telephone: (908) 245-0173
25. Advanced Financial Federal Credit Union
Advanced Financial FCU is headquartered in New Providence, manages over $110.33 million in assets, and serves over 7,000 members.
- Home Office: 785 Central Avenue, New Providence, NJ 07974
- Telephone: (800) 237-5626
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