How to Join SMW 104 Federal Credit Union
SMW 104 Federal Credit Union membership eligibility includes, but is not limited to, the following:
- SMART and SMW Local Union No. 104 District 1, District 2, and District 3; Regular members and apprentices
- SMART and SMW Local Union No. 104 Permit workers
- Non-bargaining unit employees of SMART, SMW Local Union No. 104 District 1, District 2, and District 3
- Non-bargaining unit employees of SMW Local Union No. 104 Joint Apprentice and Training programs
- Non-bargaining unit employees of SMW Local Union No. 104 Northern California Health Care Trust, the Supplemental Unemployment and Supplemental Health Care Plan
- Non-bargaining unit employees of the approved employers who are signatory to a collective bargaining agreement with SMW Local Union No. 104 District 1, District 2, and District 3
- Employees of BenSys Administrators
- Spouses of the persons who have passed away while within the field of membership of this Credit Union
- Persons retired as pensioners or annuitants from above employers, members of their immediate families, and organizations of such persons
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