Massachusetts credit unions are not-for-profit financial cooperatives that serve the people who live, work, attend school, or do business within the state. There are over 100 credit unions, and you can choose the one that best fits your needs.
The list includes the top-rated credit unions based on asset size. Information is gathered from the most recent NCUA reports.
You can also learn everything you need to know about financial cooperatives in our credit union resource.
Top Credit Unions in Massachusetts
- DCU
- Metro Credit Union
- Rockland Federal Credit Union
- Workers Credit Union
- Merrimack Valley Credit Union
- Jeanne D’Arc Credit Union
- Hanscom Federal Credit Union
- Greylock Federal Credit Union
- Webster First Federal Credit Union
- Sharon And Crescent United Credit Union
Continue reading to see the entire list, contact information, and membership eligibility.
1. DCU
DCU is the largest credit union in Massachusetts, manages over $12.08 billion in assets, and serves over 1.11 million members.
- Home Office: 220 Donald Lynch Boulevard, Marlborough, MA 01752
- Telephone: (800) 328-8797
2. Metro Credit Union
Metro CU is the second-largest credit union in Massachusetts, manages over $3.41 billion in assets, and serves over 207,000 members.
- Home Office: 200 Revere Beach Parkway, Chelsea, MA 02150
- Telephone: (877) 696-3876
3. Rockland Federal Credit Union
Rockland FCU is the third largest credit union in Massachusetts, manages over $3.03 billion in assets, and serves over 196,000 members.
- Home Office: 241 Union Street, Rockland, MA 02370
- Telephone: (781) 878-0232
4. Workers Credit Union
Workers CU is headquartered in Littleton, manages over $2.64 billion in assets, and serves over 124,000 members.
- Home Office: 119 Russell Street, Littleton, MA 01460
- Telephone: (800) 221-4020
5. Merrimack Valley Credit Union
Merrimack Valley CU is headquartered in Lawrence, manages over $2.26 billion in assets, and serves over 115,000 members.
- Home Office: 500 Merrimack Street, Lawrence, MA 01843
- Telephone: (800) 356-0067
6. Jeanne D’Arc Credit Union
Jeanne D’Arc CU is headquartered in Lowell, manages over $2.13 billion in assets, and serves over 100,000 members.
- Home Office: 1 Tremont Place, Lowell, MA 01854
- Telephone: (978) 452-5001
7. Hanscom Federal Credit Union
Hanscom FCU is headquartered in Hanscom Air Force Base, manages over $1.83 billion in assets, and serves over 99,000 members.
- Home Office: 1610 Eglin Street, Hanscom Air Force Base, MA 01731
- Telephone: (800) 656-4328
8. Greylock Federal Credit Union
Greylock FCU is headquartered in Pittsfield, manages over $1.61 billion in assets, and serves over 101,000 members.
- Home Office: 150 West Street, Pittsfield, MA 01201
- Telephone: (413) 236-4000
9. Webster First Federal Credit Union
Webster First FCU is headquartered in Worcester, manages over $1.47 billion in assets, and serves over 91,000 members.
- Home Office: 271 Greenwood Street, Worcester, MA 01607
- Telephone: (800) 962-4452
10. Sharon And Crescent United Credit Union
Sharon And Crescent United CU is headquartered in Brockton, manages over $1.25 billion in assets, and serves over 81,000 members.
- Home Office: 1300 Belmont Street, Brockton, MA 02301
- Telephone: (877) 661-3300
11. Harvard University Employees Credit Union
Harvard University Employees CU is headquartered in Cambridge, manages over $1.21 billion in assets, and serves over 55,000 members.
- Home Office: 104 Mount Auburn Street, Cambridge, MA 02138
- Telephone: (617) 495-4460
12. St. Anne’s Credit Union
St. Anne’s CU is headquartered in Fall River, manages over $1.2 billion in assets, and serves over 57,000 members.
- Home Office: 286 Oliver Street, Fall River, MA 02724
- Telephone: (877) 782-6637
13. St. Mary’s Credit Union
St. Mary’s CU is headquartered in Marlborough, manages over $992.82 million in assets, and serves over 54,000 members.
- Home Office: 46 Lizotte Drive, Marlborough, MA 01752
- Telephone: (508) 490-8000
14. Leominster Credit Union
Leominster CU is headquartered in Leominster, manages over $916.3 million in assets, and serves over 38,000 members.
- Home Office: 20 Adams Street, Leominster, MA 01453
- Telephone: (800) 649-4646
15. Direct Federal Credit Union
Direct FCU is headquartered in Needham, manages over $835.83 million in assets, and serves over 26,000 members.
- Home Office: 50 Cabot Street, Needham, MA 02494
- Telephone: (781) 455-6500
16. Central One Federal Credit Union
Central One FCU is headquartered in Shrewsbury, manages over $800.6 million in assets, and serves over 39,000 members.
- Home Office: 714 Main Street, Shrewsbury, MA 01545
- Telephone: (508) 842-7400
17. Liberty Bay Credit Union
Liberty Bay CU is headquartered in Braintree, manages over $786.15 million in assets, and serves over 24,000 members.
- Home Office: 300 Granite Street, Braintree, MA 02184
- Telephone: (617) 439-6500
18. Freedom Credit Union
Freedom CU is headquartered in Springfield, manages over $738.36 million in assets, and serves over 32,000 members.
- Home Office: 1976 Main Street, Springfield, MA 01103
- Telephone: (413) 739-6961
19. Polish National Credit Union
Polish National CU is headquartered in Chicopee, manages over $727.62 million in assets, and serves over 28,000 members.
- Home Office: 46 Main Street, Chicopee, MA 01020
- Telephone: (413) 592-9495
20. MIT Federal Credit Union
MIT FCU is headquartered in Lexington, manages over $727.13 million in assets, and serves over 34,000 members.
- Home Office: 70 Westview Street, Lexington, MA 02421
- Telephone: (781) 423-2022
21. Quincy Credit Union
Quincy CU is headquartered in Quincy, manages over $712.23 million in assets, and serves over 37,000 members.
- Home Office: 100 Quincy Avenue, Quincy, MA 02169
- Telephone: (617) 479-5558
22. First Citizens’ Federal Credit Union
First Citizens’ FCU is headquartered in Fairhaven, manages over $711.73 million in assets, and serves over 65,000 members.
- Home Office: 200 Mill Road, Fairhaven, MA 02719
- Telephone: (800) 642-7515
23. Align Credit Union
Align Credit Union is headquartered in Lowell, manages over $706.99 million in assets, and serves over 28,000 members.
- Home Office: 40 Market Street, Lowell, MA 01852
- Telephone: (800) 942-9575
24. UMassFive College Federal Credit Union
UMassFive College FCU is headquartered in Hadley, manages over $700.84 million in assets, and serves over 49,000 members.
- Home Office: 200 Westgate Center Drive, Hadley, MA 01035
- Telephone: (413) 256-5500
25. GFA Federal Credit Union
GFA FCU is headquartered in Gardner, manages over $663.13 million in assets, and serves over 33,000 members.
- Home Office: 229 Parker Street, Gardner, MA 01440
- Telephone: (978) 632-2542
Are you banking with any of these credit unions in Massachusetts? Leave a review and help others learn more from your experience.
For more CU options, find a Massachusetts credit union in your area.
