Kentucky credit unions are not-for-profit financial cooperatives that serve the people who live, work, attend school, or do business within the state. There are over 50 credit unions, and you can choose the one that best fits your needs.
The list includes the top-rated credit unions based on asset size. Information is gathered from the most recent NCUA reports.
You can also learn everything you need to know about financial cooperatives in our credit union resource.
Top Credit Unions in Kentucky
- Abound Credit Union
- Commonwealth Credit Union
- L & N Federal Credit Union
- University of Kentucky Federal Credit Union
- Park Community Credit Union
- Members Heritage Credit Union
- Transcend Credit Union
- Members Choice Credit Union
- Ashland Credit Union
- Signet Federal Credit Union
Continue reading to see the entire list, contact information, and membership eligibility.
1. Abound Credit Union
Abound CU is the largest credit union in Kansas, manages over $2.26 billion, and serves over 135,000 members.
- Home Office: 3939 South Dixie Boulevard, Radcliff, KY 40160
- Telephone: (800) 285-5669
2. Commonwealth Credit Union
Commonwealth CU is the second-largest credit union in Kansas. It manages over $2.22 billion and serves over 124,000 members.
- Home Office: 417 High Street, Frankfort, KY 40601
- Telephone: (502) 564-4775
3. L & N Federal Credit Union
L & N FCU is the third-largest credit union in Kansas, manages over $2.08 billion, and serves over 113,000 members.
- Home Office: 9115 Smyrna Parkway, Louisville, KY 40229
- Telephone: (502) 368-5858
4. University of Kentucky Federal Credit Union
University of Kentucky FCU is headquartered in Lexington, manages over $1.51 billion, and serves over 106,000 members.
- Home Office: 1730 Alysheba Way, Lexington, KY 40509
- Telephone: (859) 264-4200
5. Park Community Credit Union
Park Community CU is headquartered in Louisville, manages over $1.33 billion, and serves over 77,000 members.
- Home Office: 6101 Fern Valley Road, Louisville, KY 40228
- Telephone: (502) 968-3681
6. Members Heritage Credit Union
Members Heritage CU is headquartered in Lexington, manages over $522.36 million, and serves over 53,000 members.
- Home Office: 440 Park Place, Lexington, KY 40511
- Telephone: (859) 259-3466
7. Transcend Credit Union
Transcend CU is headquartered in Louisville, manages over $519.27 million, and serves over 47,000 members.
- Home Office: 3740 Bardstown Road, Louisville, KY 40218
- Telephone: (502) 459-3000
8. Members Choice Credit Union
Members Choice CU is headquartered in Ashland, manages over $402.45 million, and serves over 24,000 members.
- Home Office: 145 Russell Road, Ashland, KY 41101
- Telephone: (606) 326-8000
9. Ashland Credit Union
Ashland CU is headquartered in Ashland, manages over $376.39 million, and serves over 42,000 members.
- Home Office: 1300 Central Avenue, Ashland, KY 41101
- Telephone: (606) 329-5489
10. Signet Federal Credit Union
Signet FCU is headquartered in Paducah, manages over $342.88 million, and serves over 20,000 members.
- Home Office: 163 Pecan Court, Paducah, KY 42001
- Telephone: (270) 443-5261
11. Class Act Federal Credit Union
Class Act FCU is headquartered in LexinLouisvillegton, manages over $301.11 million, and serves over 21,000 members.
- Home Office: 3620 Fern Valley Road, Louisville, KY 40219
- Telephone: (502) 964-7575
12. C-Plant Federal Credit Union
C-Plant FCU is headquartered in Paducah, manages over $282.04 million, and serves over 16,000 members.
- Home Office: 118 Bleich Road, Paducah, KY 42003
- Telephone: (877) 273-3488
13. Service One Credit Union
Service One CU is headquartered in Bowling Green, manages over $185.46 million, and serves over 18,000 members.
- Home Office: 1609 Campbell Lane, Bowling Green, KY 42104
- Telephone: (270) 796-8500
14. Autotruck Financial Credit Union
Autotruck Financial CU is headquartered in Lexington, manages over $522.36 million, and serves over 53,000 members.
- Home Office: 7651 Jefferson Green Way, Louisville, KY 40219
- Telephone: (502) 459-8981
15. Advanz Credit Union
Advanz CU is headquartered in Louisville, manages over $150.28 million, and serves over 10,000 members.
- Home Office: 9600 Ormsby Station Road, Louisville, KY 40223
- Telephone: (502) 429-4955
16. The Health & Education Federal Credit Union
The Health & Education FCU is headquartered in Lexington, manages over $111.55 million, and serves over 12,000 members.
- Home Office: 424 Park Place, Lexington, KY 40511
- Telephone: (859) 231-8262
17. Expree Credit Union
Expree CU is headquartered in Frankfort, manages over $98.51 million, and serves over 9,000 members.
- Home Office: 100 Moore Drive, Frankfort, KY 40601
- Telephone: (502) 564-5597
18. Greater Kentucky Credit Union
Greater Kentucky CU is headquartered in Lexington, manages over $94.8 million, and serves over 10,000 members.
- Home Office: 1001 Red Mile Road, Lexington, KY 40504
- Telephone: (859) 231-9300
19. Lake Chem Community Federal Credit Union
Lake Chem Community FCU is headquartered in Benton, manages over $90.4 million, and serves over 14,000 members.
- Home Office: 35 US Highway 68 E, Benton, KY 42025
- Telephone: (270) 527-4389
20. Owensboro Federal Credit Union
Owensboro FCU is headquartered in Owensboro, manages over $78.59 million, and serves over 6,000 members.
- Home Office: 717 Harvard Drive, Owensboro, KY 42301
- Telephone: (270) 683-1054
21. Cove Federal Credit Union
Cove Federal CU is headquartered in Edgewood, manages over $77.47 million, and serves over 7,000 members.
- Home Office: 577 Dudley Road, Edgewood, KY 41017
- Telephone: (859) 292-9000
22. Beacon Community Credit Union
Beacon Community CU is headquartered in Louisville, manages over $74.85 million, and serves over 11,000 members.
- Home Office: 7910 National Turnpike, Louisville, KY 40214
- Telephone: (502) 366-6022
23. Daviess County Teachers Federal Credit Union
Daviess County Teachers FCU is headquartered in Owensboro, manages over $59.98 million, and serves over 5,000 members.
- Home Office: 1900 Southeastern Parkway, Owensboro, KY 42303
- Telephone: (270) 684-8954
24. Green River Area Federal Credit Union
Green River Area FCU is headquartered in Owensboro, manages over $58.35 million, and serves over 5,000 members.
- Home Office: 3000 Highway 144, Owensboro, KY 42303
- Telephone: (270) 926-0210
25. Kemba Louisville Credit Union
Kemba Louisville CU is headquartered in Louisville, manages over $58.19 million, and serves over 4,000 members.
- Home Office: 4017 Poplar Level Road, Louisville, KY 40213
- Telephone: (502) 459-1411
Are you banking with any of these credit unions in Kentucky? Leave a review and help others learn more from your experience.
For more CU options, find a credit union in your area.
